CODITECT Financial Model - Complete Data Export
Model Overview
File: CODITECT_Financial_Model_Final.xlsx
Sheets: 7 (Dashboard, P&L, Assumptions, Revenue, Expenses, Unit Economics, Cash Flow)
Projection Period: Aug 2025 - Feb 2030 (60 months)
Model Type: SaaS B2B Financial Projection
1. Dashboard Summary
Funding Structure
| Round | Amount | Month |
|---|---|---|
| Initial Funding | $0 | 0 |
| Angel Round | $500,000 | Month 2 |
| Seed Round | $10,000,000 | Month 6 |
| Total Funding | $10,500,000 |
Key Metrics at Month 60
| Metric | Value |
|---|---|
| MRR | $68,164,589 |
| ARR | $817,975,066 |
| Customers | ~700,000 |
| Burn Rate | $50,000 |
| Runway | 210 months |
Quarterly ARR Progression
| Quarter | ARR ($M) |
|---|---|
| Q3 2025 | $0.001 |
| Q4 2025 | $0.050 |
| Q1 2026 | $0.418 |
| Q2 2026 | $1.874 |
| Q3 2026 | $5.275 |
| Q4 2026 | $10.200 |
| Q1 2027 | $17.228 |
| Q2 2027 | $27.493 |
| Q3 2027 | $38.033 |
| Q4 2027 | $49.389 |
| Q1 2028 | $54.915 |
| Q2 2028 | $62.362 |
| Q3 2028 | $71.340 |
| Q4 2028 | $81.022 |
| Q1 2029 | $90.280 |
| Q2 2029 | $99.623 |
| Q3 2029 | $107.820 |
| Q4 2029 | $115.539 |
| Q1 2030 | $121.430 |
| Q2 2030 | $126.356 |
2. Pricing Model
Tier Structure
| Tier | Monthly Price | Annual Discount | Effective Annual |
|---|---|---|---|
| Individual | $15 | 20% | $144/year |
| Team | $250 | 20% | $2,400/year |
| Enterprise | $1,300 | 20% | $12,480/year |
Customer Mix Evolution
| Period | Individual % | Team % | Enterprise % |
|---|---|---|---|
| Month 1 | 50% | 40% | 10% |
| Month 12 | 80% | 16% | 4% |
| Month 24 | 75% | 20% | 5% |
| Month 36+ | 70% | Variable | Variable |
3. Growth Model
Customer Growth Rates (Monthly)
| Period | Growth Rate |
|---|---|
| Months 1-3 | 250% (2.5x) |
| Months 4-6 | 150% (1.5x) |
| Months 7-10 | 100% (1.0x) |
| Months 11-15 | 50% |
| Months 16-21 | 40% |
| Months 21-30 | 30% |
| Month 31+ | 25% |
Customer Progression (Selected Months)
| Month | New Customers | Total Customers | MRR |
|---|---|---|---|
| 1 | 10 | 10 | $75 |
| 6 | 638 | 977 | $20,175 |
| 12 | 9,763 | 19,789 | $368,715 |
| 18 | 22,615 | 67,084 | $1,278,150 |
| 24 | 41,804 | 154,655 | $3,016,215 |
| 30 | 45,481 | 234,707 | $4,681,930 |
| 36 | 61,024 | 354,310 | $7,142,790 |
| 48 | 88,432 | 634,918 | $12,881,015 |
| 60 | 91,095 | 909,298 | $18,489,995 |
4. Unit Economics
By Customer Tier
| Metric | Individual | Team | Enterprise |
|---|---|---|---|
| Price/month | $15 | $250 | $1,300 |
| CAC | $10 | $200 | $1,000 |
| Monthly Churn | 33.3% | 16.7% | 10% |
| LTV | $45 | $1,500 | $13,000 |
| LTV/CAC | 4.5x | 7.5x | 13.0x |
| Payback (months) | 0.78 | 0.94 | 0.90 |
Churn Improvement (Month 24+)
| Tier | Initial Churn | Improved Churn | Retention Improvement |
|---|---|---|---|
| Individual | 33.3% | 20% | 3→5 months |
| Team | 16.7% | 12.5% | 6→8 months |
| Enterprise | 10% | 10% | No change |
5. P&L Summary
Gross Margin
- COGS Rate: 15% of revenue
- Gross Margin: 85% (constant)
Monthly P&L Progression
| Month | Revenue | COGS | Gross Profit | OpEx | EBITDA |
|---|---|---|---|---|---|
| 1 | $75 | $11 | $64 | $439 | $(375) |
| 6 | $20,175 | $3,026 | $17,149 | $112,891 | $(95,742) |
| 12 | $368,715 | $55,307 | $313,408 | $322,510 | $(9,102) |
| 13 | $467,680 | $70,152 | $397,528 | $373,724 | $23,804 |
| 18 | $1,278,150 | $191,723 | $1,086,428 | $940,800 | $145,627 |
| 24 | $3,016,215 | $452,432 | $2,563,783 | $1,927,152 | $636,631 |
| 36 | $7,142,790 | $1,071,419 | $6,071,372 | $4,151,660 | $1,919,712 |
| 48 | $12,881,015 | $1,932,152 | $10,948,863 | $6,907,015 | $4,041,848 |
| 60 | $18,489,995 | $2,773,499 | $15,716,496 | $9,642,580 | $6,073,916 |
Profitability Milestones
- Breakeven Month: 13 (September 2026)
- EBITDA Positive: Month 13 ($23,804)
- First $1M EBITDA Month: Month 27 ($986,686)
6. Expense Structure
Headcount Plan
| Period | Headcount | Monthly Payroll |
|---|---|---|
| Months 0-4 | 2 | $13,000 |
| Months 5-10 | 8 | $100,750 |
| Months 11-16 | 8 | $130,000 |
| Months 17-28 | 13 | $211,250 |
| Month 29+ | 18 | $292,500 |
Compensation
| Parameter | Value |
|---|---|
| Initial Founder Salary | $60,000/year |
| Average Employee Salary | $150,000/year |
| Benefits Multiplier | 1.3x (30% on top) |
| Full Loaded Cost | $195,000/year |
Operating Expense Categories (as % of Revenue)
| Category | Calculation |
|---|---|
| Marketing | 35% of revenue |
| R&D | 3.75% of revenue |
| G&A | 10% of revenue |
| Cloud Storage | 5% of revenue |
| Office | Fixed + scaling |
| Subscriptions | Fixed tiers |
7. Cash Flow
Funding Deployment
| Month | Starting Cash | New Funding | Operating CF | Ending Cash |
|---|---|---|---|---|
| 0 | $0 | $0 | $(400) | $(400) |
| 2 | $(775) | $500,000 | $(14,237) | $484,988 |
| 6 | $358,973 | $10,000,000 | $(95,742) | $10,263,231 |
| 12 | $9,929,550 | $0 | $(9,102) | $9,920,448 |
| 13 | $9,920,448 | $0 | $23,804 | $9,944,252 |
| 24 | $12,533,394 | $0 | $636,631 | $13,170,025 |
| 36 | $23,395,455 | $0 | $1,919,712 | $25,315,168 |
| 48 | $50,456,789 | $0 | $4,041,848 | $54,498,637 |
| 60 | $93,245,123 | $0 | $6,073,916 | $99,319,039 |
Burn Rate Evolution
| Period | Monthly Burn | Runway |
|---|---|---|
| Month 1 | $375 | 2 months |
| Month 5 | $99,178 | 3.6 months |
| Month 12 | $9,102 | 1,090 months |
| Month 13+ | $0 (profitable) | Infinite |
8. Key Model Relationships
Revenue Formula
MRR = (Individual Customers × $15) + (Team Customers × $250) + (Enterprise Customers × $1,300)
ARR = MRR × 12
Customer Growth Formula
New Customers[t] = Total Customers[t-1] × Growth Rate[period]
Total Customers[t] = Total Customers[t-1] + New Customers[t] - Churned[t]
Churned[t] = Σ(Customers by tier × Churn rate by tier)
OpEx Formula
Total OpEx = Salaries + (Revenue × 35% Marketing) + (Revenue × 3.75% R&D)
+ (Revenue × 10% G&A) + Office + Cloud + Subscriptions
9. Sensitivity Drivers
High Impact Variables
- Growth Rate - 10% change → ~50% revenue impact by Year 3
- Churn Rate - 5% improvement → ~20% LTV increase
- Pricing - $5 Individual price increase → ~$3M ARR impact Year 3
- Customer Mix - Enterprise shift → higher ARPU, lower churn
Model Dependencies
- Month 1 customers (seed value): 10
- Starting cash: $0
- Angel timing: Month 2
- Seed timing: Month 6
Export Date: February 5, 2026
Author: Hal Casteel with assistance from Claude 4.5
Source: CODITECT_Financial_Model_Final.xlsx