Brazilian Market Compliance Research Prompts

Purpose: Deep decomposition prompts for Brazilian regulatory compliance requirements Target Audience: Brazilian compliance teams, contadores, GRC engineers CODITECT Application: Brazilian Market Package - 12-18 month competitive moat

CMP-BR-001: BACEN Regulatory Compliance

Objective: Design automated compliance framework for Banco Central do Brasil regulations

Research Scope:

1. Open Finance Brasil Integration

Ecosystem participants
- Instituições detentoras de conta (Account holders)
- Instituições receptoras de dados (Data recipients)
- Agregadores de dados (Data aggregators)
API specifications
- Phase 1: Open data (products, services, channels)
- Phase 2: Customer data (accounts, credit cards, credit operations)
- Phase 3: Payment initiation (Pix, TED, TEF)
- Phase 4: Insurance, investments, foreign exchange
Consent management
- Customer consent workflow
- Consent lifecycle management
- Revocation procedures
- Consent audit trail

2. Pix Integration Requirements

Pix API types
- Pix Copia e Cola
- Pix QR Code (estático e dinâmico)
- Pix por aproximação
Transaction reconciliation
- EndToEndId matching
- Transaction status tracking
- Refund (devolução) handling
- Dispute resolution workflow
Regulatory reporting
- Pix estatísticas for BACEN
- Fraud reporting requirements
- SLA compliance monitoring

3. COSIF Chart of Accounts

Plano Contábil das Instituições do Sistema Financeiro Nacional
Account structure requirements
- 1st group: Assets
- 2nd group: Liabilities
- 3rd group: Net worth
- 7th group: Accounts memo (contas de compensação)
- 8th group: Results
Analytical decomposition rules
Consolidation requirements

4. Regulatory Reporting

DLO (Documento de Limites Operacionais)
CADOC (Catálogo de Documentos)
Remessa de dados ao BACEN
SCR (Sistema de Informações de Crédito)

Deliverables:

□ Open Finance Brasil integration specification
□ Pix reconciliation automation module
□ COSIF-compliant chart of accounts template
□ BACEN regulatory reporting automation
□ Consent management workflow design
□ API security requirements document
□ Transaction audit trail specification

Technical Integration:

Pix DICT API integration
Open Finance Brasil APIs (certified)
COSIF account mapping engine
Event-driven transaction processing

Estimated Effort: 48 hours Priority: P0 (Core Brazilian market requirement)

CMP-BR-002: CVM Securities Compliance

Objective: Automate Comissão de Valores Mobiliários compliance for capital market participants

Research Scope:

1. Financial Reporting Standards

CPC (Comitê de Pronunciamentos Contábeis) compliance
- CPC 00: Conceptual Framework
- CPC 47: Revenue from Contracts (IFRS 15)
- CPC 06: Leases (IFRS 16)
- CPC 48: Financial Instruments (IFRS 9)
CVM Instructions mapping
- ICVM 480: Registration of securities issuers
- ICVM 481: Shareholders' meetings
- ICVM 505: Operations with related parties

2. Quarterly Reporting (ITR)

Informações Trimestrais automation
Financial statement generation
Notes and explanations
Auditor review requirements
Filing deadline management

3. Annual Reporting (DFP)

Demonstrações Financeiras Padronizadas
Management report requirements
Audit committee report
Reference form (Formulário de Referência)
Independent auditor's report

4. Event-Based Disclosures

Fatos relevantes (material facts)
Notices to shareholders
Minutes of meetings
Press releases coordination

5. XBRL Taxonomy

CVM XBRL taxonomy implementation
Taxonomia Brasileira
Filing validation requirements
CVMWeb submission integration

Deliverables:

□ CPC pronouncement mapping to platform features
□ ITR/DFP generation workflow specification
□ Fato relevante automation rules engine
□ CVM XBRL taxonomy implementation guide
□ Filing calendar automation
□ Related party transaction tracking module
□ Audit committee reporting package

Technical Integration:

CVM XBRL taxonomy parser
CVMWeb API integration
Brazilian GAAP calculation engine
Document management for disclosures

Estimated Effort: 40 hours Priority: P1 (Public company expansion in Brazil)

CMP-BR-003: SPED Fiscal Compliance

Objective: Full SPED ecosystem integration for Brazilian tax compliance

Research Scope:

1. EFD-ICMS/IPI (Escrituração Fiscal Digital)

Digital fiscal bookkeeping
Block structure
- Block 0: Opening and identification
- Block C: Fiscal documents (NF-e, NFC-e)
- Block D: Transport documents (CT-e)
- Block E: ICMS apuração
- Block G: CIAP (asset control)
- Block H: Physical inventory
- Block K: Production control
- Block 1: Complementary information
Validation rules (>5,000 rules)
Monthly transmission requirements

2. EFD-Contribuições

PIS/Pasep and COFINS bookkeeping
Revenue recognition mapping
Credit calculation
Cumulative vs. non-cumulative regimes
Block M: Apuração

3. ECD (Escrituração Contábil Digital)

Digital accounting bookkeeping
Account balance validation
Trial balance export
Journal entry export
Certification requirements

4. ECF (Escrituração Contábil Fiscal)

Corporate income tax declaration
IRPJ and CSLL calculation
E-LALUR (Digital LALUR)
Tax adjustments and additions
Transfer pricing documentation

5. eSocial Integration

Payroll-related fiscal obligations
FGTS digital
INSS contributions
Event timeline management

6. Validation Engine

Layout version management
Business rule validation
Cross-reference validation
Error correction workflow

Deliverables:

□ SPED EFD-ICMS/IPI generator module
□ EFD-Contribuições calculation engine
□ ECD export from general ledger
□ ECF IRPJ/CSLL calculation module
□ Validation rules engine (5000+ rules)
□ SPED file viewer and editor
□ Transmission status tracking
□ Error resolution workflow

Technical Integration:

SPED file format generators
Digital certificate integration (e-CPF/e-CNPJ)
ReceitaNet submission
Layout version management

Estimated Effort: 64 hours Priority: P0 (Core Brazilian market requirement)

CMP-BR-004: LGPD Privacy Compliance

Objective: Implement Lei Geral de Proteção de Dados compliance framework

Research Scope:

1. Data Mapping and Inventory

Personal data identification in FP&A context
- Customer revenue data
- Employee payroll integration
- Vendor payment data
- Shareholder information
Data flow mapping
Legal basis documentation
Purpose limitation tracking

2. Data Subject Rights (Articles 17-21)

Right of access (acesso)
Right to correction (correção)
Right to anonymization (anonimização)
Right to data portability (portabilidade)
Right to deletion (eliminação)
Right to information about sharing
Request tracking and response workflow

3. Security Measures (Article 46)

Technical measures
- Encryption requirements
- Access controls
- Audit logging
Administrative measures
- Security policies
- Training requirements
- Incident response

4. Data Processing Records (Article 37)

Processing activities record
Legal basis documentation
Retention period management
Data sharing registry

5. ANPD Compliance

Data Protection Impact Assessment (RIPD)
DPO (Encarregado) requirements
Incident notification procedures
International data transfers

Consent capture and storage
Consent renewal workflow
Withdrawal processing
Consent audit trail

Deliverables:

□ Personal data mapping for FP&A platform
□ Data subject rights portal specification
□ LGPD-compliant consent management module
□ Processing activities registry (ROPA)
□ RIPD (DPIA) template for FP&A
□ Data retention automation rules
□ Incident response playbook
□ International transfer safeguards

Technical Integration:

Data classification at field level
Consent service integration
Data anonymization pipeline
Deletion automation workflow

Estimated Effort: 40 hours Priority: P0 (Legal requirement for Brazilian operations)

CMP-BR-005: NF-e Document Compliance

Objective: Full electronic invoice ecosystem integration

Research Scope:

1. NF-e (Nota Fiscal Eletrônica)

XML schema compliance (v4.00)
Mandatory fields validation
ICMS calculation automation
IPI calculation integration
Digital signature requirements
SEFAZ webservice integration
Status monitoring (autorizada, denegada, rejeitada)
Contingency procedures

2. NFS-e (Nota Fiscal de Serviços)

Municipal-specific implementations
ABRASF standard layouts
ISS calculation automation
RPS (Recibo Provisório de Serviço) handling
Batch submission processing

3. NFC-e (Nota Fiscal de Consumidor)

Consumer retail integration
QR Code generation
Contingency offline mode
Consumer data handling (LGPD)

4. CT-e (Conhecimento de Transporte)

Transport document integration
Freight cost allocation
Multi-modal transport handling

5. Financial Integration

Accounts receivable automation
Revenue recognition timing
Tax credit management
Cash flow forecasting from invoices

6. Document Storage

XML archiving requirements (5 years)
DANFE generation and storage
Cancellation document handling (CC-e)
Correction letter (Carta de Correção)

Deliverables:

□ NF-e XML generation service
□ SEFAZ webservice integration module
□ NFS-e multi-municipality adapter
□ Tax calculation engine (ICMS, IPI, ISS)
□ Digital certificate integration
□ Document archiving system
□ Financial document matching engine
□ Invoice-to-payment reconciliation

Technical Integration:

SEFAZ webservices (all 27 states)
ABRASF-compliant municipal APIs
Digital certificate service
XML validation engine

Estimated Effort: 56 hours Priority: P0 (Core Brazilian market requirement)

CMP-BR-006: Open Finance Brasil Banking Integration

Objective: Certified Open Finance Brasil participant integration

Research Scope:

1. Certification Requirements

Functional certification
Security certification
Performance certification
Directory registration

Account data
- Account balances
- Transaction history
- Account identification
Credit operations
- Loans
- Financing
- Credit cards
Investment data
- Fixed income
- Variable income
- Investment funds

3. Payment Initiation

Pix payment initiation
TED initiation
Boleto payment
Transaction status tracking

Customer consent journey
Consent scope management
Consent renewal
Multi-institution consent

5. Security Requirements

mTLS certificate management
OAuth 2.0 / FAPI implementation
JWS/JWE for data protection
Dynamic client registration

6. Financial Planning Features

Multi-bank aggregation
Cash position consolidation
Transaction categorization
Budget vs. actual from bank data
Cash flow forecasting enhancement

Deliverables:

□ Open Finance certification roadmap
□ Data sharing API integration specification
□ Payment initiation module design
□ Consent management UX wireframes
□ Security architecture document
□ Multi-bank aggregation service
□ Transaction categorization AI model
□ Real-time cash position dashboard

Technical Integration:

Open Finance Brasil certified APIs
mTLS certificate management
FAPI security profile
Real-time data synchronization

Estimated Effort: 52 hours Priority: P0 (Key differentiator for Brazilian market)

Cross-Cutting Brazilian Compliance Architecture

Unified Brazilian Compliance Data Model

-- Brazilian Compliance Framework Schema
CREATE TABLE brazilian_entities (
    id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
    tenant_id UUID REFERENCES tenants(id),
    cnpj VARCHAR(18) NOT NULL, -- Cadastro Nacional da Pessoa Jurídica
    razao_social VARCHAR(255) NOT NULL,
    nome_fantasia VARCHAR(255),
    inscricao_estadual VARCHAR(20),
    inscricao_municipal VARCHAR(20),
    regime_tributario VARCHAR(20) CHECK (regime_tributario IN ('simples', 'lucro_presumido', 'lucro_real')),
    matriz_filial VARCHAR(10) CHECK (matriz_filial IN ('matriz', 'filial')),
    matriz_cnpj VARCHAR(18), -- For branches
    uf_codigo INTEGER, -- Estado (1-28)
    municipio_codigo INTEGER, -- Código IBGE
    certificado_digital_validade DATE,
    UNIQUE(tenant_id, cnpj)
);

-- SPED Configuration
CREATE TABLE sped_configurations (
    id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
    entity_id UUID REFERENCES brazilian_entities(id),
    sped_type VARCHAR(20) CHECK (sped_type IN ('efd_icms_ipi', 'efd_contribuicoes', 'ecd', 'ecf')),
    layout_version VARCHAR(10),
    perfil VARCHAR(1) CHECK (perfil IN ('A', 'B', 'C')),
    atividade VARCHAR(20), -- Industrial, comercial, serviços
    regime_apuracao VARCHAR(20), -- Mensal, trimestral
    obrigatoriedade_inicio DATE,
    configuracoes JSONB,
    UNIQUE(entity_id, sped_type)
);

-- SPED File Tracking
CREATE TABLE sped_files (
    id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
    entity_id UUID REFERENCES brazilian_entities(id),
    sped_type VARCHAR(20) NOT NULL,
    periodo_referencia DATE NOT NULL, -- First day of period
    arquivo_nome VARCHAR(255),
    arquivo_hash VARCHAR(64), -- SHA-256
    arquivo_tamanho BIGINT,
    status VARCHAR(20) CHECK (status IN ('gerando', 'validando', 'erro', 'pronto', 'transmitido', 'processado')),
    recibo_numero VARCHAR(50),
    transmissao_data TIMESTAMPTZ,
    erros_validacao JSONB,
    created_at TIMESTAMPTZ DEFAULT NOW(),
    updated_at TIMESTAMPTZ DEFAULT NOW()
);

-- NF-e Document Management
CREATE TABLE notas_fiscais (
    id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
    entity_id UUID REFERENCES brazilian_entities(id),
    tipo_documento VARCHAR(10) CHECK (tipo_documento IN ('NFe', 'NFSe', 'NFCe', 'CTe')),
    chave_acesso VARCHAR(44) UNIQUE,
    numero INTEGER NOT NULL,
    serie INTEGER,
    data_emissao TIMESTAMPTZ NOT NULL,
    natureza_operacao VARCHAR(255),
    valor_total DECIMAL(18,2),
    valor_icms DECIMAL(18,2),
    valor_ipi DECIMAL(18,2),
    valor_pis DECIMAL(18,2),
    valor_cofins DECIMAL(18,2),
    valor_iss DECIMAL(18,2),
    destinatario_cnpj_cpf VARCHAR(18),
    destinatario_nome VARCHAR(255),
    status_sefaz VARCHAR(20) CHECK (status_sefaz IN ('pendente', 'autorizada', 'denegada', 'rejeitada', 'cancelada')),
    codigo_status INTEGER,
    motivo_status TEXT,
    xml_content TEXT, -- Original XML (encrypted)
    protocolo_autorizacao VARCHAR(50),
    data_autorizacao TIMESTAMPTZ,
    journal_entry_id UUID REFERENCES journal_entries(id),
    created_at TIMESTAMPTZ DEFAULT NOW()
);

-- Open Finance Consent Management
CREATE TABLE open_finance_consents (
    id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
    tenant_id UUID REFERENCES tenants(id),
    consent_id VARCHAR(100) NOT NULL, -- Open Finance consent ID
    customer_cpf_cnpj VARCHAR(18) NOT NULL,
    instituicao_detentora VARCHAR(20), -- Bank ISPB code
    instituicao_receptora VARCHAR(20), -- Our ISPB code
    permissions JSONB NOT NULL, -- List of granted permissions
    expiration_date TIMESTAMPTZ NOT NULL,
    status VARCHAR(20) CHECK (status IN ('awaiting_authorization', 'authorized', 'rejected', 'revoked', 'expired')),
    created_at TIMESTAMPTZ DEFAULT NOW(),
    authorized_at TIMESTAMPTZ,
    revoked_at TIMESTAMPTZ,
    UNIQUE(consent_id)
);

-- Open Finance Account Data
CREATE TABLE open_finance_accounts (
    id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
    consent_id UUID REFERENCES open_finance_consents(id),
    account_id VARCHAR(100) NOT NULL, -- Open Finance account ID
    brand_name VARCHAR(100),
    company_cnpj VARCHAR(18),
    account_type VARCHAR(50), -- CONTA_DEPOSITO_A_VISTA, POUPANCA, etc.
    account_subtype VARCHAR(50),
    number VARCHAR(20),
    check_digit VARCHAR(2),
    branch_code VARCHAR(10),
    available_balance DECIMAL(18,2),
    available_balance_currency VARCHAR(3) DEFAULT 'BRL',
    last_sync_at TIMESTAMPTZ,
    internal_account_id UUID REFERENCES accounts(id), -- Mapped to platform account
    UNIQUE(consent_id, account_id)
);

-- Pix Transaction Tracking
CREATE TABLE pix_transactions (
    id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
    entity_id UUID REFERENCES brazilian_entities(id),
    end_to_end_id VARCHAR(32) UNIQUE NOT NULL,
    tipo_transacao VARCHAR(20) CHECK (tipo_transacao IN ('envio', 'recebimento', 'devolucao')),
    valor DECIMAL(18,2) NOT NULL,
    data_hora_transacao TIMESTAMPTZ NOT NULL,
    chave_pix_origem VARCHAR(77),
    chave_pix_destino VARCHAR(77),
    nome_pagador VARCHAR(255),
    cpf_cnpj_pagador VARCHAR(18),
    nome_recebedor VARCHAR(255),
    cpf_cnpj_recebedor VARCHAR(18),
    descricao VARCHAR(140),
    status VARCHAR(20) CHECK (status IN ('pendente', 'liquidado', 'devolvido', 'erro')),
    journal_entry_id UUID REFERENCES journal_entries(id),
    bank_reconciliation_id UUID REFERENCES bank_reconciliation_items(id),
    created_at TIMESTAMPTZ DEFAULT NOW()
);

-- LGPD Data Subject Requests
CREATE TABLE lgpd_requests (
    id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
    tenant_id UUID REFERENCES tenants(id),
    request_type VARCHAR(30) CHECK (request_type IN ('acesso', 'correcao', 'anonimizacao', 'portabilidade', 'eliminacao', 'informacao')),
    titular_cpf VARCHAR(14),
    titular_email VARCHAR(255),
    titular_nome VARCHAR(255),
    data_solicitacao TIMESTAMPTZ DEFAULT NOW(),
    data_limite_resposta TIMESTAMPTZ, -- 15 days by law
    status VARCHAR(20) CHECK (status IN ('recebido', 'em_analise', 'aguardando_validacao', 'concluido', 'rejeitado')),
    motivo_rejeicao TEXT,
    resposta TEXT,
    data_conclusao TIMESTAMPTZ,
    evidencia_atendimento JSONB
);

-- Indexes
CREATE INDEX idx_nfe_chave ON notas_fiscais(chave_acesso);
CREATE INDEX idx_nfe_data ON notas_fiscais(data_emissao);
CREATE INDEX idx_nfe_entity_status ON notas_fiscais(entity_id, status_sefaz);
CREATE INDEX idx_sped_periodo ON sped_files(entity_id, periodo_referencia);
CREATE INDEX idx_pix_endtoend ON pix_transactions(end_to_end_id);
CREATE INDEX idx_lgpd_titular ON lgpd_requests(titular_cpf);

Brazilian Compliance API Endpoints

openapi: 3.1.0
info:
  title: FP&A Platform Brazilian Compliance API
  version: 1.0.0

paths:
  # SPED Endpoints
  /brasil/sped/efd-icms-ipi:
    post:
      summary: Generate EFD-ICMS/IPI file
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/SpedGenerationRequest'
    get:
      summary: List generated SPED files

  /brasil/sped/efd-contribuicoes:
    post:
      summary: Generate EFD-Contribuições file

  /brasil/sped/ecd:
    post:
      summary: Generate ECD from GL

  /brasil/sped/ecf:
    post:
      summary: Generate ECF with tax calculations

  /brasil/sped/{file_id}/validate:
    post:
      summary: Validate SPED file

  /brasil/sped/{file_id}/transmit:
    post:
      summary: Transmit SPED file to ReceitaNet

  # NF-e Endpoints
  /brasil/nfe:
    post:
      summary: Issue new NF-e
    get:
      summary: List NF-e documents

  /brasil/nfe/{chave}/status:
    get:
      summary: Check NF-e status on SEFAZ

  /brasil/nfe/{chave}/cancel:
    post:
      summary: Cancel NF-e

  /brasil/nfe/{chave}/carta-correcao:
    post:
      summary: Issue correction letter

  /brasil/nfse:
    post:
      summary: Issue NFS-e (service invoice)

  # Open Finance Endpoints
  /brasil/open-finance/consents:
    post:
      summary: Initiate new consent request
    get:
      summary: List active consents

  /brasil/open-finance/consents/{consent_id}/revoke:
    post:
      summary: Revoke consent

  /brasil/open-finance/accounts:
    get:
      summary: Get aggregated account data

  /brasil/open-finance/accounts/{account_id}/transactions:
    get:
      summary: Get transaction history

  /brasil/open-finance/payments/pix:
    post:
      summary: Initiate Pix payment

  # LGPD Endpoints
  /brasil/lgpd/requests:
    post:
      summary: Submit data subject request
    get:
      summary: List requests

  /brasil/lgpd/requests/{request_id}/respond:
    post:
      summary: Respond to request

  /brasil/lgpd/data-mapping:
    get:
      summary: Get personal data inventory

  # Tax Calculation
  /brasil/tax/icms/calculate:
    post:
      summary: Calculate ICMS for operation

  /brasil/tax/pis-cofins/calculate:
    post:
      summary: Calculate PIS/COFINS

  /brasil/tax/irpj-csll/estimate:
    post:
      summary: Estimate IRPJ/CSLL

Research Execution Priority

Prompt ID	Title	Effort	Dependencies	Quarter
CMP-BR-003	SPED Fiscal	64h	None	Q3 2026
CMP-BR-005	NF-e Documents	56h	None	Q3 2026
CMP-BR-001	BACEN/Open Finance	48h	CMP-BR-005	Q3 2026
CMP-BR-006	Open Finance Banking	52h	CMP-BR-001	Q4 2026
CMP-BR-004	LGPD Privacy	40h	None	Q3 2026
CMP-BR-002	CVM Securities	40h	CMP-BR-003	Q4 2026

Total Estimated Effort: 300 hours

CODITECT Brazilian Market Package

Feature Bundle

SPED Automation Suite: Full EFD/ECD/ECF generation
NF-e Integration Hub: All document types, all states
Open Finance Connector: Multi-bank aggregation
LGPD Compliance Module: Data subject rights management
Brazilian Tax Calculator: ICMS, PIS, COFINS, IRPJ, CSLL

Competitive Moat Analysis

Competitor	SPED	NF-e	Open Finance	LGPD	Gap
Conta Azul	✓	✓	✗	✗	No AI, no Open Finance
Omie	✓	✓	✗	Partial	Limited compliance automation
Totvs	✓	✓	✗	✓	Legacy architecture, high cost
CODITECT	✓	✓	✓	✓	AI-first, modern stack

Pricing Recommendations (BRL)

MEI/Microempresa: R$ 199/mês - NF-e + Basic SPED
Pequena Empresa: R$ 599/mês - + Full SPED + LGPD
Média Empresa: R$ 1.999/mês - + Open Finance + Advanced Tax
Grande Empresa: R$ 4.999+/mês - Full suite + Dedicated support

Go-to-Market Strategy

Partner with Contadores: They manage multiple clients, recurring revenue
SPED Pain Point: Automate 40-60 hours/month per empresa
Open Finance First Mover: No competitor has certified integration
LGPD Urgency: ANPD increasing enforcement

Generated for CODITECT FP&A Platform Development Version: 1.0 | Date: 2026-02-03

CMP-BR-001: BACEN Regulatory Compliance​

1. Open Finance Brasil Integration​

2. Pix Integration Requirements​

3. COSIF Chart of Accounts​

4. Regulatory Reporting​

CMP-BR-002: CVM Securities Compliance​

1. Financial Reporting Standards​

2. Quarterly Reporting (ITR)​

3. Annual Reporting (DFP)​

4. Event-Based Disclosures​

5. XBRL Taxonomy​

CMP-BR-003: SPED Fiscal Compliance​

1. EFD-ICMS/IPI (Escrituração Fiscal Digital)​

2. EFD-Contribuições​

3. ECD (Escrituração Contábil Digital)​

4. ECF (Escrituração Contábil Fiscal)​

5. eSocial Integration​

6. Validation Engine​

CMP-BR-004: LGPD Privacy Compliance​

1. Data Mapping and Inventory​

2. Data Subject Rights (Articles 17-21)​

3. Security Measures (Article 46)​

4. Data Processing Records (Article 37)​

5. ANPD Compliance​

6. Consent Management​

CMP-BR-005: NF-e Document Compliance​

1. NF-e (Nota Fiscal Eletrônica)​

2. NFS-e (Nota Fiscal de Serviços)​

3. NFC-e (Nota Fiscal de Consumidor)​

4. CT-e (Conhecimento de Transporte)​

5. Financial Integration​

6. Document Storage​

CMP-BR-006: Open Finance Brasil Banking Integration​

1. Certification Requirements​

2. Data Sharing APIs​

3. Payment Initiation​

4. Consent Management​

5. Security Requirements​

6. Financial Planning Features​

Cross-Cutting Brazilian Compliance Architecture​

Unified Brazilian Compliance Data Model​

Brazilian Compliance API Endpoints​

Research Execution Priority​

CODITECT Brazilian Market Package​

Feature Bundle​

Competitive Moat Analysis​

Pricing Recommendations (BRL)​

Go-to-Market Strategy​

CMP-BR-001: BACEN Regulatory Compliance

1. Open Finance Brasil Integration

2. Pix Integration Requirements

3. COSIF Chart of Accounts

4. Regulatory Reporting

CMP-BR-002: CVM Securities Compliance

1. Financial Reporting Standards

2. Quarterly Reporting (ITR)

3. Annual Reporting (DFP)

4. Event-Based Disclosures

5. XBRL Taxonomy

CMP-BR-003: SPED Fiscal Compliance

1. EFD-ICMS/IPI (Escrituração Fiscal Digital)

2. EFD-Contribuições

3. ECD (Escrituração Contábil Digital)

4. ECF (Escrituração Contábil Fiscal)

5. eSocial Integration

6. Validation Engine

CMP-BR-004: LGPD Privacy Compliance

1. Data Mapping and Inventory

2. Data Subject Rights (Articles 17-21)

3. Security Measures (Article 46)

4. Data Processing Records (Article 37)

5. ANPD Compliance

6. Consent Management

CMP-BR-005: NF-e Document Compliance

1. NF-e (Nota Fiscal Eletrônica)

2. NFS-e (Nota Fiscal de Serviços)

3. NFC-e (Nota Fiscal de Consumidor)

4. CT-e (Conhecimento de Transporte)

5. Financial Integration

6. Document Storage

CMP-BR-006: Open Finance Brasil Banking Integration

1. Certification Requirements

2. Data Sharing APIs

3. Payment Initiation

4. Consent Management

5. Security Requirements

6. Financial Planning Features

Cross-Cutting Brazilian Compliance Architecture

Unified Brazilian Compliance Data Model

Brazilian Compliance API Endpoints

Research Execution Priority

CODITECT Brazilian Market Package

Feature Bundle

Competitive Moat Analysis

Pricing Recommendations (BRL)

Go-to-Market Strategy