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Retirement Planning Projection

Project retirement portfolio growth, calculate withdrawal sustainability, and optimize retirement strategy.

Complexity: Complex | Duration: 30m+ | Category: Finance/Investment

Tags: retirement monte-carlo withdrawal-rate financial-planning

Workflow Diagram​

Steps​

Step 1: Data Input​

Agent: financial

analyst - Current portfolio value, retirement age, expected contributions

Step 2: Assumption Setting​

Agent: financial

analyst - Return expectations, inflation, life expectancy

Step 3: Monte Carlo Simulation​

Agent: monte

carlo-specialist - Run 10,000 scenarios of portfolio growth

Step 4: Withdrawal Analysis​

Agent: financial

analyst - Test 3%, 4%, 5% withdrawal rates

Step 5: Social Security Integration​

Agent: financial

analyst - Factor in expected SS benefits

Step 6: Tax Optimization​

Agent: tax

specialist - Plan Roth conversions, RMD strategy

Step 7: Risk Analysis​

Agent: risk

analyst - Calculate probability of success for different scenarios

Step 8: Sensitivity Analysis​

Agent: data

analyst - Show impact of return assumptions, inflation changes

Step 9: Visualization​

Agent: visualization

specialist - Create retirement projection charts

Step 10: Report​

Agent: documentation

writer - Generate comprehensive retirement plan

Usage​

To execute this workflow:

/workflow finance/investment/retirement-planning-projection.workflow

See other workflows in this category for related automation patterns.