Skip to main content

Credit Decision

Automated credit decisioning with manual review escalation

Complexity: Moderate | Duration: 15-30m | Category: Industry/Financial Services

Tags: credit decisioning underwriting risk

Workflow Diagram​

Steps​

Step 1: Receive application​

Agent: credit

analyst - Capture request

Step 2: Pull credit data​

Agent: credit

analyst - Obtain bureau reports

Step 3: Score application​

Agent: credit

analyst - Apply credit model

Step 4: Apply policy rules​

Agent: risk

analyst - Check lending criteria

Step 5: Route for decision​

Agent: credit

analyst - Auto-approve or escalate

Step 7: Communicate decision​

Agent: notification

specialist - Send approval/denial

Usage​

To execute this workflow:

/workflow industry/financial-services/credit-decision.workflow

See other workflows in this category for related automation patterns.