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Monthly Budget Creation

Create personalized monthly budget using zero-based budgeting principles with income allocation and savings goals

Complexity: Complex | Duration: 30m+ | Category: Personal/Productivity

Tags: budgeting financial-planning zero-based-budget savings income-allocation

Workflow Diagram​

Steps​

Step 1: Income​

Agent: budget

planner - Calculate total monthly income (all sources)

Step 2: Fixed​

Agent: budget

planner - Allocate fixed expenses (rent, utilities, subscriptions)

Step 3: Variable​

Agent: budget

planner - Budget variable categories (groceries, dining, etc.)

Step 4: Savings​

Agent: savings

optimizer - Set savings/investment allocation (pay yourself first)

Step 5: Debt​

Agent: financial

advisor - Allocate debt payments (minimum + extra)

Step 6: Discretionary​

Agent: budget

planner - Budget remaining for discretionary spending

Step 7: Validate​

Agent: budget

planner - Ensure income - expenses = 0 (zero-based)

Step 8: Commit​

Agent: budget

planner - Finalize budget and set tracking alerts

Usage​

To execute this workflow:

/workflow personal/productivity/monthly-budget-creation.workflow

See other workflows in this category for related automation patterns.